Car insurance can be very costly especially when adding a teen driver for your policy. So, there are some discounts which can help keep teen insurance policy rates down.
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Occasional Teen Driver
Most insurance companies will be able to add adolescent drivers as secondary or occasional drivers. While adding a teen to insurance coverage as a secondary driver will raise the policy premiums, it will cost much less money than a separate policy.
Resident Student Discount
If you have a teen that's away at school but still wants to use the car when at home, you may be able to qualify for additional discounts on your insurance premium. Ensure that you notify your insurance company if your teenager is away at school to take advantage of the discount.
Great Student Discounts
This discount was specifically created with teen drivers in mind. Through different testing, insurance companies have determined that more responsible teenagers with higher grades also tend to be better drivers.
Pick the Right Vehicle Model
In order to save money on your teen's car insurance, it is important to choose the right vehicle. Try to select a model that's proven reliability but one that is also affordable.
Make sure that your teenager's new vehicle has airbags, anti-lock brakes, and other safety features. These features will save more money if you choose to buy a liability insurance policy.